Effective cost management can be simple and easy to understand, which just requires a revolution in new reform of systems and mechanisms.

One way of ensuring the continuous increase in the rate of return on risk weighted assets is to maintain the growth rate of net profit higher than the growth rate of risk-weighted assets.

In order to understand double high, it is also important to understand the mathematical function relationship between the core capital adequacy ratio, return on net assets, and return on risk weighted assets.

In order for the listed banks to achieve double highs, they must not only have a high return on net assets, but also have a high core capital adequacy ratio.

Even if the price-to-earnings ratio and price-to-book ratio have their own different ways of calculation, but they are both determined by the average return on net assets of a listed company.

In the traditional corporate bank sales model, the bank would provide banking services after when the enterprise has made loans or “bought” the banking products.

The initial intention of the Paperwork Reduction Act is to share the information with a larger number of individuals in time. However, due to the lengthy approval process, it is inevitable to face delay and agencies might receive outdated information.

The legislation of policy banks has its own characteristics. This article introduces three features of policy banking legislation and takes Japan as a typical example.